
How much does it cost to study in the USA
USA is a land of innovation and opportunity, offers a world-renowned education system. However, the cost can vary depending on the type of institution and location. But with careful planning and scholarship opportunities, studying in the USA can be an achievable dream for international students.

The USA is a dream destination for many international students, as the USA solidifies its position as one of the best countries to study abroad. Here you’ll not only gain a top-notch education, but the US degree is highly respected by employers worldwide.
Imagine you’re starting a new adventure in America! You'll be at a famous university, using the latest technology, and that’ll open doors to amazing careers.
Of course, there's one big question: how much will it cost to study in the USA? Even though, studying in the US can be expensive, with application fees, tuition fees, visa costs, and living expenses to consider but that’s where TimesCourseFinder can help.
In this article we will give you a clear idea about managing your study in the USA finances easily. Further, we'll show you everything you need to know about the estimated costs of studying in the USA as an international student, including tuition, living expenses, scholarships, and more.
Hold on a second! Before we dive into the costs, let's explore first the
Types of Universities in the USA
The US university landscape offers a variety of options, and the cost can vary depending on the type of institution you choose.
Let's break it down into two main categories
Public universities in the USA
Public universities are funded in part by state governments, which is why every year 13.49 million students enrol in public universities, which allows them to offer lower tuition fees to in-state students (residents of the state). These universities come in all sizes, from small liberal arts colleges to large research institutions, offering a wide range of academic programs.
The key benefit of public universities is the affordability for in-state students. However, out-of-state students typically pay a higher tuition rate.
One question that comes into everyone's mind before considering public universities
Are Public Universities Free in the USA?
Well, courses in public universities are not free of cost but are cheaper than private universities. However, some public universities may offer limited free courses or programs under special circumstances.These are typically not entire degrees but could be introductory classes or specific programs with unique funding.
Here are the estimated fee ranges below for the few public universities in the USA:
Universities |
Estimated Annual Fee |
15,102-31,026 USD/Year |
|
28,844–37,360 USD/Year |
|
18,225-45,846 USD/Year |
|
7,642-36,456 USD/Year |
|
20,136-44,064 USD/Year |
|
15,082 USD/Year |
|
43,522 USD/Year |
Public universities in the USA offer a solid education at a reasonable cost, making a great choice for budget-minded students. They provide a diverse learning environment with a wide range of programs.
Private universities in the USA
Private universities are different from public universities because they're not run by the government. They rely on tuition fees and donations from alumni and supporters to operate. This often means they have smaller class sizes, more resources for students, and top-notch professors.
Getting into a private university can be more competitive, but you'll be surrounded by high-achieving students and have the chance to learn from the best.
Now the main concern of everyone is the
Cost of study in private universities
Private universities in the USA are known for their prestigious reputation; however, the cost is a major concern for international students. Getting a clear picture of the financial investment involved is crucial before embarking on your study abroad journey.
Additionally, you can do cost comparisons between public and private universities for the USA universities with our course comparison option in TimesCourseFinder (TCF). This will also equip you with the information you need to make informed financial decisions about your education.
Nevertheless, here are a few top universities' estimated costs for you so that you can get an idea about the estimated cost ranges.
Universities |
Estimated Annual Fee |
48,960-84,996 USD/Year |
|
28,795-57,950 USD/Year |
|
54,032-61,786 USD/Year |
|
48,200-64,700 USD/Year |
|
60,816-63,063 USD/Year |
|
62,620-63,450 USD/Year |
|
14,239-57,410 USD/Year |
|
54,240-62,260 USD/Year |
Qualification-wise estimated course fees per year
The specific cost of your studies at a private university in the USA will depend heavily on the academic program you choose. Tuition fees can vary significantly between different fields, with some programs like business or engineering potentially costing more than others.
However, fret not! The table below provides a general estimated range of tuition fees for various qualification levels at private universities in the USA.
Universities |
Estimated Annual Fee |
8520-82845 USD/Year |
|
8052-76200 USD/Year |
|
13200 USD/Year |
What are the cheapest universities to study in the USA?
The USA offers a variety of universities catering to different budgets. While private institutions can come with a high price tag, several public universities and even some private options offer affordable pathways to a top-notch education.
The key to finding the most budget-friendly option lies in exploring different university types and locations. Public universities within a state typically offer significantly lower tuition fees for in-state students. On the other hand, some private universities might have scholarship programs or financial aid options that can significantly reduce costs.
Here are the few universities that offer affordable and cheapest annual fees for their students.
Universities |
Estimated Annual Fee |
12608-15864 USD/Year |
|
15928-16630 USD/Year |
|
12608-15864 USD/Year |
|
15684-17324 USD/Year |
|
28658-30134 USD/Year |
But somehow we cannot only see the annual fees of affordable universities in our minds but we also need to know about
Every year intake in USA
Most of the US universities have three intakes each year. These starting periods are sometimes called "terms" by some universities.
Here are the details of these terms in the table below to help you decide when to begin your exciting American academic journey.
Three intakes in the USA |
Intakes |
Timeline of the intake applications |
Application open |
January (Spring) intake |
January-May |
July-December |
May (Summer) intake |
May-September |
January-March |
September (Fall & Autumn) |
September-December |
November-May |
all of the intakes deadline is a few months before the start date of the course, so it is recommended to apply for these intakes before the deadline.
Living expenses in USA as an International student
The cost of living in the USA can vary greatly depending on where you choose to study. The vastness of the country means that top city centers will have a higher price tag compared to small towns.
To help you budget effectively for your US study abroad adventure, we've broken down some estimated living expenses for different regions of the country in the table below to see how costs can vary depending on location.
Category |
Average Costs per month |
Accommodation |
200-2000 USD/per month |
Transportation |
400-819 USD/per month |
Food |
150-180 USD/per month |
Entertainment |
80-100 USD/per month |
USA most expensive cities by cost to live in as a student
Some US cities are pricier for students than others, like big places with lots to do. This can make it tough to live there on a student budget.
But there are tricks to save money. Sharing an apartment with friends can cut your rent in half. Many universities have special student housing that's cheaper, too. Living outside the city center or staying in a hostel for a bit can also help you save while you find your perfect place.
However, few cities are expensive to live there as a student
Cities |
Estimated rent cost |
San Francisco |
1488-2307 USD/per month |
Los Angeles |
800-2400 USD/per month |
Honolulu |
1600-2138 USD/per month |
Boston |
1512-3100 USD/per month |
New York City |
1574-5791 USD/per month |
Furthermore, in addition to covering your rent, you'll also need to know about
Typical expenses of utilities and other bills in USA
Some housing options might not include utilities in the rent. Before you sign anything, be sure to check the contract carefully.
Here's a breakdown of some common utilities you might encounter and their approximate costs:
Electricity
This can range from $50 to $100 depending on the size of your apartment and heating source. If your apartment uses electric heating, your total cost could be closer to $150 per month.
Heating
Whether you have electric heating or another type of heating system, expect to pay around $50 to $100 per month.
Internet
Internet plans typically cost between $45 and $50 per month.
Phone subscription
Cellular phone plans can vary depending on usage, but a basic plan might cost around $50 monthly.
Water, Sewer, and Trash
These are often covered by the house owner, but if you're responsible for these utilities, expect to pay around $50 to $75 every three months.
What is the average cost of basic groceries in the USA?
Grocery shopping on a student budget in the USA is doable. The exact cost can vary depending on where you live and what you buy, Here are some popular grocery stores in the USA that are known for being budget-friendly for students:
Item |
Average Cost |
Milk (1 liter) |
0.75-2.50 USD |
White bread (125g) |
3-4 USD |
Eggs (12) |
3 USD |
Rice (1kg, white) |
5-6 USD |
Beef (1lb) |
4.778-5.19 USD |
Potato (1kg) |
3.01 USD |
Onion (1kg) |
3.04 USD |
Tomato (1kg) |
4.90 USD |
Chicken (1kg) |
15.94-21.14 USD |
Apples (1kg) |
4.26 USD |
Oranges (1kg) |
4.50 USD |
Banana (1kg) |
1.68 USD |
Cost of Student Visa Application to study in USA
The USA offers three main student visas, each like a unique key for different programs. Here's a quick rundown:
- F-1 Visa: This is the most popular for full-time international students at accredited colleges or universities.
- J Visa: Perfect for exchange programs, covering high school, university, and other cool learning experiences.
- M Visa: This one's for students pursuing things like culinary arts or cosmetology (think: non-academic or vocational training).
Now talk about its cost so, the visa application fee itself is pretty much affordable around $160. In addition, there's also a Student and Exchange Visitor Information System (SEVIS) fee, which helps track your student journey in the USA. For F and M visas, it's $350, while J visas are usually $220.
The visa process can be overwhelming, but there are some things people do not know about the process. So for this, you can also consider seeking guidance from education consultants like Times Consultants. They will answer your queries, streamline the process, and ensure you have all the necessary documentation.
Cost of Health Insurance in the USA for International Students
Health insurance is a shield to keep you healthy while you're there in the USA and students need to pay this health insurance with the tuition fees.
So for this, the costs can range from around $30 a month to more expensive plans (like $300+), depending on what you need. Most plans cover things like doctor visits, hospital stays if you get sick, and even medicine at a discount.
The price can also depend on how long you'll be studying and what kind of coverage you need. Also, an annual plan might cost anywhere from $500 to $2,000, depending on those factors.
However, many well-known insurance companies in the USA offer student health insurance plans, like Aetna, Cigna, and UnitedHealthcare. Make sure you do your research and compare plans from different companies to find the best fit for your budget and coverage needs.
Travel Costs
Traveling to and from the US can add to the overall cost, especially if you're flying from a different continent.
So basically studying in the USA can be expensive, no doubt about it! But don't worry, with a little planning and some clever money-saving tricks, you can totally make it work. Here are a few tips:
How to make your US student experience more affordable
So here some major tips to make your study in USA more affordable which is:
-
Stay in university students' apartment
Living in a university student apartment is a budget-friendly option. You'll be surrounded by other students, making it easy to make friends and feel like part of the campus community. Plus, these apartments often come with furniture and utilities (like water and electricity) included in the rent, saving you extra cash. Be sure to research different apartment options offered by your university and apply early, as spots can fill up quickly.
-
Leverage for student discounts
Being a student in the USA means unlocking a treasure of deals and savings. Think up to 50% off bus and train tickets, 20% off restaurants, and even movie tickets at a whopping 40% discount! You can get a Student Advantage card for just $30 a year, which will give you access to these awesome perks at over 10,000 locations across the USA. Plus, the card website unlocks even more exclusive student deals.
But there's more. Just by showing your student ID, you can get discounts on everything from textbooks and tech gadgets to food and fashion. Being a student in the USA is pretty sweet, so don't forget to take these advantages.
-
Opt for used furniture, and textbooks
When older students move out, they often sell their furniture, textbooks, and clothes at super low prices. You can get practically everything you need for your room or apartment, from a comfy couch to the latest textbooks, you can get it all by just checking out online marketplaces or asking around campus for student sales.
-
Apply for a scholarship
Studying in the USA can be expensive, but here's a secret weapon many international students don't know about scholarships. These scholarships can help pay for your tuition and other costs.
Here are a few scholarships to get you started but you can find out more through our Times course finder:
This award could be your ticket to study free in the USA, no matter your field of study.
If you’re a talented student who wants to study abroad in the USA, this scholarship might be your perfect match.
Academic Excellence Scholarships
These scholarships reward students who rock their studies, regardless of their chosen field.
Still, it is essential to take guidance from our expert team to get more ideas about how to get a scholarship to study in the USA.
-
Work part-time
Studying in the USA is awesome, but expenses are quite high. The good news is, many international students with F-1 visas (that's the student visa for international students) can legally work part-time to earn some extra money.
There are two main part-time job categories: on-campus and off-campus or you can also apply for paid internships to get experience.
The government of the USA set some rules and regulations for international students for part-time jobs:
-
Curricular Practical Training (CPT): Imagine this as "learning by doing." During your studies, CPT allows you to take on internships, co-ops, or practical projects that directly relate to your academic program.
-
Optional Practical Training (OPT): OPT lets you work in your field of study for up to a year after graduation. This is your chance to gain valuable real-world experience and impress potential employers.
-
STEM OPT Extension (Science, Technology, Engineering, Math): If your studies fall under science, technology, engineering, or math, you get a bonus. The STEM OPT Extension gives you an additional 24 months of work experience, which is a total of 3 years to build your professional portfolio in the USA.
Now let's explore which one is the best for you.
Category |
Jobs roles |
On campus |
Tour guide Academic department assistant Campus tech support Library monitor Teaching Assistant University bookstore assistant Research Assistant Peer tutor Production assistant (at universities) |
Off-campus |
Data Entry Agent Web Developer Social Media Management Graphic Designer Content Writer Software Developer Data analysts Business analyst Customer support Delivery driver |
-
Avoid non-essential expenses
Being a student in the USA is cool, but extra spending can steal your cash. No worries, you can be a money-saving hero by avoiding non-essential expenses. Here's how:
- Travel in public transit
Buses and trains cost way less than cars, so you can explore the city at a cheap price.
- Cook at your home
Eating out all the time is expensive. Try making most of your meals at home.
- Attend free events and activities
Fun doesn't have to cost money, you can go for walks, visit parks, find free events, or have gatherings with friends.
Conclusion
So there you have it! You've got the ultimate guide to navigate expenses to study in USA. As we all know, studying in the USA can be a life-changing experience, but with a little planning, it can be financially manageable too.
But if you are still unsure about your options, which one university is best for you to study in USA? Times consultant can be a valuable guide for international students. They offer free consultations to help you navigate the entire study abroad process, from choosing the perfect university and program to finding financial aid options.
Need help finding the perfect course fit? TCF advanced search tool is like navigating the search for the course that is best fit for you. TCF allows you to create a free account, shortlist your chosen courses, compare them easily, and apply for the one that best suits your needs.
Let us simplify your study abroad journey with our expert guidance and advance search tool, you can focus on the exciting adventure that awaits you in the USA.
So let's start planning your dream to become a reality.